Model State Affordable Housing Policy (2015)
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Model State Affordable Housing Policy (2015):


 The National Housing and Habitat Policy (NUHHP), 2007, with a mandate of providing “Affordable Housing to All”, envisaged that the States would prepare a State Urban Housing and Habitat Policy and also a State Urban Housing & Habitat Action Plan. The policy empowers the States to include passing of specific Acts by the States to achieve the housing policy objectives through institutional, legal & regulatory reforms, fiscal concessions, financial sector reforms and innovations in the area of resource mobilization for housing and related infrastructure development including promotion of cost effective building materials and technologies at the State level. The policy will also include an action plan and a pragmatic road map to achieve the objectives of the policy. A number of States have prepared their State Housing Policies and some of them have reported to be working on the same. In the recent past, however, the States of Rajasthan and Odisha have come up with specific housing policy aimed at affordable housing. The States of Uttar Pradesh and Haryana have also come up with the same.

 The aim of the Model Policy is to create an enabling environment for providing “affordable housing for all” with special emphasis on EWS and LIG and other vulnerable sections of society such as Scheduled castes/Scheduled Tribes, Backward Classes, Minorities and senior citizens, physically challenged persons in the State and to ensure that no individual is left shelter less. The Policy further aims to promote Public Private People Participation (PPPP) for addressing the shortage of adequate and affordable housing. The target group for the said policy would be urban poor classified by MoHUPA, Government of India as persons belonging to the Below Poverty Line, Economically Weaker Sections (EWS) and Lower Income Groups (LIG) and would be applicable to all cities and towns including that of Census Towns, to enable planned affordable housing provision. The policy covers various kinds of housing viz. Ownership, incremental, rental/social, shelters and other forms of housing. The key interventions and action points are focused on land, finance, legal and regulatory reforms, technology support and its transfer, provision of infrastructure, satellite/integrated townships, institutions, capacity building and sustainability Concerns.  The draft Model State Affordable Housing Policy (2015) outlines –

·         liberalized development control regulations for making land available
·         Waiver of charges/taxes and increase fund flow to affordable housing
·         Legal & Regulatory reforms – for entitlements/ tenure rights, regulatory frameworks
·         cost effective sustainable technologies for bringing down housing prices
·         Social and physical urban infrastructure for better quality of life
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